Our New York car accident lawyers have represented numerous clients involved in car accident in New York City and the surrounding areas such as Rockland, Long Island, Westchester including White Plains, Yonkers, Bronxville, Ossining, Port Chester, Harrison, Mamaroneck, Pelham, Rye and New Rochelle. These accidents are especially common on the bridges such as the George Washington Bridge and the Triboro Bridge, and the Lincoln and Holland tunnels, which have high inter-state Traffic. Likewise the highways, such as I-95, the New England throughway and I-287 often have car and truck accidents with multi-state drivers.
New York car accident lawyers handling personal injury cases involving car accidents and truck accidents with out of State motorists have numerous wrinkles with the applicable insurance laws. For example, motorists in Connecticut do not have medical benefits required as part of their car insurance policies. Likewise, numerous States have lower insurance limits than New York, and when New York drivers are injured because of the negligence of an out of State driver, there is often a concern that there will not be enough coverage. Some states, such as Alabama do not require insurance at all. Others such as Florida and Louisiana have very low liaibility limits.
Drivers injured in car accidents in the State of New York do not need to worry because New York has a deemer law, which means that upon entry into the State of New York any car insured by an insurance company which writes insurance in New York, is automatically deemed to provide New York’s minimum insurance requirements.
New York insurance law requires that any vehicle driven in the State of New York provide no fault benefits, which include medical insurance to cover medical costs and lost wage benefits for disability. Likewise, every car in the State of New York is required to have at least $25,000 in liability coverage for bodily injury and $10,000 in property damage.
