Description
                In this video, Michael H. Joseph answers the frequently asked question, "Do I need a personal injury lawyer?" The law is complex. Having a lawyer can keep you from being taken advantage of by a third party that caused you to suffer losses.
                                            View transcript
                
                  [00:00:02.640] 
Most people have rights they don't know they have.
[00:00:07.480] 
When you're in an accident the insurance companies are looking to lowball you,
[00:00:10.480] 
to settle cheaply, to get rid of your case and basically to cheat you.
[00:00:13.840] 
You need a lawyer because a lawyer, our lawyers especially, know the law,
[00:00:17.920] 
we know what you're entitled to,
[00:00:19.320] 
and we're not going to let the insurance companies take advantage of you.
[00:00:22.080] 
It's important to choose an expert in New York,
[00:00:23.680] 
because New York's laws are confusing,
[00:00:26.160] 
archaic, and if you don't file something on time, for example,
[00:00:31.120] 
you could lose your legal rights.
[00:00:33.160] 
A lot of laws in New York have timelines
[00:00:35.560] 
that most people wouldn't understand and don't think are rational.
[00:00:38.600] 
For example, if you get hurt in a car accident,
[00:00:41.120] 
you have to file an application for benefits within 30 days.
[00:00:44.120] 
If you don't, you may not be entitled to medical coverage or lost wages.
[00:00:47.720] 
If you get hurt by a municipality, like a bus, for example, or in a subway,
[00:00:54.160] 
if you slip and fall on a subway because of ice,
[00:00:56.280] 
you have to file a notice of claim within 90 days.
[00:00:58.520] 
If you don't do it, you have to then go to court to get
[00:01:00.920] 
special permission to be able to file a lawsuit.
[00:01:03.440] 
So New York has a lot of archaic laws, strict timelines,
[00:01:06.920] 
and if you just sit on your hands and you don't call a lawyer right away,
[00:01:09.800] 
you may blow a timeline and not even know it.
[00:01:11.720] 
Trying to handle a legal case without a lawyer or
[00:01:14.400] 
a lawsuit, without a lawyer, is like trying to perform surgery on yourself.
[00:01:17.720] 
It's not a good idea.
[00:01:19.520] 
Trying to handle a case yourself, even if you're intelligent,
[00:01:21.840] 
you're not necessarily educated in the processes and how things
[00:01:25.360] 
are supposed to be filed and how things are supposed to be done.
[00:01:28.000] 
A lot of times a small error can cause a very bad result,
[00:01:30.880] 
and you can lose your case.
[00:01:31.840] 
Not because you're wrong, but because you just didn't do it right.
[00:01:34.760] 
I think everyone needs a lawyer if you've been injured in an accident
[00:01:37.640] 
because the insurance companies are never going to treat you fairly.
[00:01:41.240] 
If you've been injured in a medical malpractice case,
[00:01:44.000] 
the hospitals and doctors are never going to admit they did anything wrong,
[00:01:47.600] 
until they're forced to do so.
[00:01:50.120] 
Most people just don't have the ability to do that.
[00:01:52.680] 
You really need an expert on your side.